Claimwell Scenario Harness · Test bench · Standalone

Run your hardest claims through any change before it touches a real one.

The Scenario Harness is a world: simulated claimants, employers, and provider offices that are late, incomplete, and occasionally wrong, driven by scripted scenarios with expected outcomes, under a clock that runs weeks in minutes. It proves every Claimwell product before go-live. It also tests anything else you are about to change.

How it works

A world with imperfections, a script with expectations

A scenario names the claimant, the employer, the plan, the condition, the timeline of world events, and what should happen. The simulators play the people, with parameters for how late, how accurate, how complete, and how cooperative they are. The harness runs the scenario and compares the outcome, the money, the dates, the letters, and the human touches against what was expected.

Simulators that behave like people

Claimants who reply late or with the wrong date of birth. Providers who fax the same statement twice, or for the wrong patient. Employers who use the reference token, or don't.

Documents that look real

Forms rendered to PDF, then degraded per channel: skew, fax headers, missing pages, cover sheets, unrelated mail in the batch.

Weeks in minutes

A world clock with a scale factor. Pause it and step a day at a time in front of a room.

Pass or fail, with reasons

Final state, closure reason, touches by handoff point, benefit amounts against golden outputs, clock dates, required letter content. Zero constraint violations or the run fails.

Scenario · lumbar_strain_missing_apsseed 2041
claimant: {employer: northwind, state: CA, job_class: light, responsiveness: medium, accuracy: low}
provider: {turnaround_days: 9, legibility: poor, channel: fax}
world_events:
  - day 0 claim form by scanned mail
  - day 2 employer confirms last day worked
  - day 9 APS by fax, wrong DOB
  - day 11 provider re-sends APS
expected:
  segment: moderate
  human_touches: 1 # H11 ambiguous match
  decision_within_days: 14
  closure_reason: rtw
  constraint_violations: 0
Resultpass · 11 of 11 checks Decision on day13 Touches1 · H11 · examiner
What you use it for

Four decisions it de-risks

Going live with a Claimwell product

Your document mix through the Mail Room. Your hardest files through File Intelligence. Every agent against every scenario before it sees a claim.

Changing a strategy

Widen the straight-through list, lower the duration tolerance, replay last quarter, diff the touches and cycle time before publishing.

Evaluating a vendor or a model

Route the extraction task to a different provider and compare outputs side by side on the same documents. Score any vendor's output against the generator's known truth.

Training and audit

A dozen claims in flight, the clock paused. Walk a new examiner through a denial package, or show an auditor exactly what the system does on a bad day.

What the Harness does not need

It is the one product that never touches a production system or a real person. That is why it is the safest place to start a conversation with compliance.

  • No claimant dataEvery claimant, employer, plan, and document is generated from a seed. Realistic, replayable, and no one's.
  • No production accessIt runs against sandboxed systems of record that behave like the real ones, in your account or on a laptop.
  • No other Claimwell productIt tests Claimwell, but it also tests a new vendor, a new process, a new strategy, or your current operation as-is.
Proof you can read

Nothing reaches your claims until it has passed every scenario, and you see the results

Every release, every strategy version, and every model change is replayed against the full scenario library before it touches a claim. The results are written to your own audit store, next to the evidence behind the warranties. A release that fails any constraint check does not ship.

Your scenarios, in the library

The reference set covers every state and every handoff point. Your scripted claims sit beside it, and you can add one whenever a real claim teaches you something.

Results in your audit store

Pass and fail by check, by scenario, by strategy version, by model, for every run. Not a Claimwell portal. The same place an auditor already looks.

Zero violations or no release

A constraint violation anywhere in the run is a hard stop. There is no override for it, on our side or yours.

Accuracy, measured before go-live

Extraction and match accuracy by document type and degradation level, run on your document mix before the Mail Room sees a real page.

Release 2026.11.3 · pre-deployment runshipped
Scenarios run11 reference · 6 yours Checks passed187 of 187 Constraint violations0 Human touches vs expectedmatch on 17 of 17 Benefit golden outputsmatch Clock golden outputsmatch Extraction accuracy, APS, degraded97.4% (was 96.9%) Modelunchanged Written toyour audit store · run 4f2c

Illustrative. The same report your platform and compliance teams see for every release, strategy version, and model change.

Integration footprint

None, by design

The harness ships with sandboxed claims administration, HRIS, plan repository, payment, correspondence, and guideline services that behave like the real ones, with the same APIs. It runs from one command on a laptop or in a sandbox account. To test your own operation, point its channels at your test environment instead.

sandboxes · included

Claims admin with a Guidewire-shaped API, HRIS census feed, plan repository with certificate PDFs, payments, correspondence, guidelines, LTD intake.

generator · included

Employers, employees, claimants, conditions, plans, and documents, all from seeds. Replays identically.

scenarios · yours and ours

Eleven reference scenarios covering every state and every handoff point. Script your own in the same format.

clock · included

Scale, pause, step. Production scale is one.

model gateway · optional

Route tasks to your own endpoint or a frontier provider for comparison. Simulator calls are tagged so they never count as platform behavior.

report · yours

Pass and fail by check, by scenario, by strategy version, by model. Exportable.

Tell us the claim that went wrong last year

We'll script it, run it under accelerated time, and show you where it would have gone to a human.